Senior cash loans for pensioners
Banca Intesa prepared a special offer of cash loans in RSD, tailor-made to suit the needs of pensioners. With fixed monthly installments in RSD throughout the entire repayment period, Senior cash loans enable you to enjoy all dimensions of your life.
Banca Intesa prepared a special offer of cash loans in RSD, tailor-made to suit the needs of pensioners. With fixed monthly installments in RSD throughout the entire repayment period, Senior cash loans enable you to enjoy all dimensions of your life:
Life insurance
As additional facility, throughout the entire loan repayment period, you will be granted a life insurance which in included in the loan price, to serve as a coverage for potential outstanding loan liabilities.
Submitting loan application
You may submit your application for Senior cash loan at any branch of Banca Intesa.
When submitting the application, you need to enclose the following documents:
- ID card,
- Pension cheques for the last three months.
When applying, the loan user should be between 55-74 years old.
In case you don’t receive the pension through Banca Intesa, at the moment of loan realization you should submit the certified form of the Administrative ban. You will get the form in the Bank when applying for the loan and certify it at Pension and Insurance Fund (PIO Fund).
- Opis kredita
- Reprezentativni primer
- Kreditni kalkulator
- Podnesite zahtev
| Loan | Cash loan in RSD for pension users |
| Currency | RSD |
| Criteria for indexation | No criteria |
| Loan amount | 50.000 – 300.000 RSD |
| Downpayment | No |
| Repayment period | 12 - 60 months |
| Interest rate | 19,75% p.a. fixed |
| Collaterals | 1 bill of exchange with ‘no protest’ clause |
| Processing fee | 1% for clients, 2% for others |
| Costs to be borne by the user are known at the moment of publication | |
| 1 bill of exchange Report from Credit Bureau | 50 RSD 246 RSD |
| Costs to be borne by the user and which are not known at the moment of publication | |
| No extra costs | |
| Loan | Cash loan in RSD for pension users | ||
| Currency | RSD | ||
| Criteria for indexation | No criteria | ||
| Loan amount | 50.000 RSD | 100.000 RSD | 200.000 RSD |
| Repayment period | 12 meseci | 18 meseci | 48 meseci |
| Monthly installment | 4.589 RSD | 6.390 RSD | 5.894 RSD |
| Interest rate (p.a.) | 19,75%, fixed | 19,75%, fixed | 19,75%, fixed |
| Processing fee | 500 RSD | 1.000 RSD | 2.000 RSD |
| EIR (p.a.) | 23,45% | 21,83% | 20,52% |
| Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate | |||
| 1 bill of exchange Report from Credit Bureau | 50 RSD 246 RSD | ||
Other calculations related to this product may be taken over at any branch of the Bank.