FarmerInvest


Intesa FarmerInvest is an agricultural loan for the purchase of fixed assets and it may be realized under very favourable terms with a grace period of up to 24 months! Intesa FarmerInvest loan is primarily intended for the purchase of land, silo building, barns, agricultural buildings, greenhouses, cold storage facilities, irrigation systems, investment in the foundation stock or perennial crops, etc.


Main features of Intesa FarmerInvest loan

Loan amountEUR 5,000 to 500,000, indexed in EUR
Grace periodUp to 24 months
Repayment period12 to 120 months
Repayment termsIn monthly, quarterly or semi annual installments
Interest rates- 22% to 28% annually for RSD loans granted for repayment period of up to 2 years
- from 11% + 3M Euribor up to 20% + 3M Euribor for loans indexed in EUR for repayment period of up to 10 years
Security instrumentsClient’s bills of exchange, co-debtorship, mortgage or lien
Effective interest rates- 25.72% do 26.46% for RSD loans
- 13.15% do 13.45% for loans indexed in EUR

*Effective interest rate has been shown as of 02.04.2012.and will change in accordance with the change of Euribor.


Example of FarmerInvest loan in EUR:

Amount in EUR

Repayment period

36 months

72 months

120 months

25.000,00

830

488

358

50.000,00

1.660

976

716

100.000,00

3.319

1.952

1.432