Consumer loans in RSD
- Loan description
- Example for clients
- Loan Calculator
- I want this loan
Consumer loans in RSD
Loan type | Consumer loan in RSD | |
Currency | RSD | |
Criteria for indexation | No criteria | |
Loan amount | 20.000 – 800.000 RSD | |
Downpayment | No | |
Repayment period | From 6 - 60 months | |
Interest rate (p.a.) | Clients | Other |
23%, fixed | 24.78%, fixed | |
Collaterals | 3 (three) bills of exchange with ‘no protest’ clause | |
Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate | ||
Loan processing fee | 2% of the loan amount, flat in advance, for clients of Banca Intesa 2,5% of the loan amount, flat in advance for nonclients | |
3 bills of exchange | 150 RSD | |
Credit Bureau cost | 246 RSD | |
Costs to be borne by the user and which are not known at the moment of publication | ||
No extra costs |
Example for clients
Loan type | Consumer loan in RSD | ||
Currency | RSD | ||
Criteria for indexation | No criteria | ||
Amount of pro-forma invoice | 200.000 RSD | 400.000 RSD | 800.000 RSD |
Loan amount | 200.000 RSD | 400.000 RSD | 800.000 RSD |
Repayment period | 24 months | 48 months | 60 months |
Monthly installment | 10,512.17 RSD | 12,899.53 RSD | 21,716.32 RSD |
Interest rate (p.a.) | 23% | ||
EIR (p.a.) | 28,92% | 27,34% | 27,26% |
Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate | |||
Loan processing fee | 4.000 RSD | 8.000 RSD | 16.000 RSD |
3 bills of exchange | 150 RSD | 150 RSD | 150 RSD |
Credit Bureau cost | 246 RSD | 246 RSD | 246 RSD |
Other calculations related to this product may be taken over at any branch of the Bank.
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