Consumer loans in RSD

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Consumer loans in RSD
Loan type Consumer loan in RSD
Currency RSD
Criteria for indexationNo criteria
Loan amount 20.000 – 800.000 RSD
Downpayment No
Repayment periodFrom 6 - 60 months
Interest rate
(p.a.)
ClientsOther
23%, fixed24.78%, fixed
Collaterals3 (three) bills of exchange with ‘no protest’ clause
Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate
Loan processing fee2% of the loan amount, flat in advance, for clients of Banca Intesa
2,5% of the loan amount, flat in advance for nonclients
3 bills of exchange 150 RSD
Credit Bureau cost246 RSD
Costs to be borne by the user and which are not known at the moment of publication
No extra costs
Example for clients
Loan type Consumer loan in RSD
Currency RSD
Criteria for indexationNo criteria
Amount of pro-forma invoice200.000 RSD400.000 RSD800.000 RSD
Loan amount200.000 RSD400.000 RSD800.000 RSD
Repayment period 24 months48 months60 months
Monthly installment 10,512.17 RSD12,899.53 RSD21,716.32 RSD
Interest rate
(p.a.)
23%
EIR
(p.a.)
28,92%27,34%27,26%
Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate
Loan processing fee 4.000 RSD8.000 RSD16.000 RSD
3 bills of exchange 150 RSD150 RSD150 RSD
Credit Bureau cost 246 RSD246 RSD246 RSD


Other calculations related to this product may be taken over at any branch of the Bank.

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