Loan for purchase of new and used cars from legal entities and private sellers

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Loan for purchase of new and used cars from legal entities and private sellers in rsd

Loan type Loan for purchase of new and used cars from legal entities and private sellers indexed in RSD
Currency RSD
Criteria for indexationNo criteria
Loan amount legal entities - 200.000 RSD - 3.600.000 RSD

orivate sellers - 200.000 RSD - 600.000 RSD
Loan amount can be increased by the amount of insurance kasko premium issued by insurance company
In case of purchase from private seller, the loan amount can be increased by the amount of the tax for transfer of absolute right

Downpayment No
Repayment period18 - 72 months
Interest rate p.a.ClientsOther
16,99%, fixed18%, fixed
Collaterals

• 1 bill of exchange with the no-protest clause
• Pledge on vehicle, with no right to sale of the pledged vehicle till final loan repayment

(only for loans over 1,200,001 RSD)

• Kasko insurance obligatory for the entire loan repayment period, policy endorsed in favor of the Bank (only for loans over 1,200,001 RSD)

Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate
Loan processing fee1% of the loan amount, flat in advance, for clients of Banca Intesa
2% of the loan amount, flat in advance for nonclients
1 bill of exchange 50 RSD
Report from Credit Bureau 246 RSD
Costs to be borne by the user and which are not known at the moment of publication
Kasko insurance (only for loans over RSD 1.200,001.00), fee for registering lien in the Lien Registry in accordance with the tariff of the Business Registers Agency

Example for clients - EIR 6.3.2015

Loan type Loan for purchase of cars from legal entities and private sellers indexed in RSD
Currency RSD
Criteria for indexationNo
Amount of Pro-forma invoice
300.000 RSD600.000 RSD
Loan amount
300.000 RSD600.000 RSD
Downpayment
//
Repayment period
72 months 72 months
Monthly installment
6.718 RSD13.435 RSD
Interest rate
(p.a.)
16,99%
EIR
(p.a.)

19,19%19,16%
Costs to be borne by the user are known at the moment of publication and are included in the calculation of effective interests rate
Loan processing fee
3.000 RSD3.000 RSD
1 bill of exchange
50 RSD50 RSD
Report from Credit Bureau
246 RSD246 RSD

Other calculations related to this product may be taken over at any branch of the Bank.

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